Orchestra Pay buys business-to-business receivables, distressed commercial debts and legally assignable commercial claims, as principal. It pays the seller, takes on the recovery risk and resolves each matter through negotiated settlements, external lawyers and, where appropriate, litigation.

When a borrower is defrauded or a counterparty collapses, a good business loan can stall for years while claims run. Orchestra Pay prices the loan on what can be recovered from every liable party, not just what the borrower can pay, giving the seller certainty now instead of an open-ended claim.

Matters range from single debts of $250,000 to portfolios of $1 million or more. Orchestra Pay deals in business debt only.